All your money in one private place.
A private money manager for Windows and Android: spending, budgets, bills, savings goals, loans and who owes whom. No sign-in, no ads, no subscription. Your data stays on your device.

Most money apps want an account, a bank login or a monthly fee before they show you anything. Tallywise wants the amount and a category. Spending goes in with two taps, budgets warn you at 80% before you overspend, and repeating bills like rent, electricity and subscriptions remind you before each one is due.
Loans are worked out for you: enter the amount, the yearly rate and the months, and Tallywise shows the monthly instalment, the full schedule and what is left to pay. A people ledger keeps track of who owes whom, with a polite WhatsApp reminder in one tap. Everything stays on your phone or PC, locked with a PIN, fingerprint or Windows Hello, with an encrypted backup file you keep wherever you like.
Spending in two taps
Type the amount, tap a category, done. Monthly budgets per category warn you at 80%, before you overspend.
Loans without the maths
Enter the amount, rate and months to get the instalment and the full schedule. Pay a different amount and the rest is worked out again.
Who owes whom
A ledger for friends, family, the shopkeeper or your landlord, with each person's balance and a WhatsApp reminder in one tap.
Private by design
No account, no servers, no tracking. Works fully offline, locks with a PIN, fingerprint or Windows Hello, and backs up to an encrypted file.
A closer look





Everything it does
Day to day
- Add spending or income in two taps
- Monthly budgets per category with an 80% warning
- Repeating bills with reminders before each one is due
- Savings goals with a monthly target
Loans and people
- Loan tracker with the monthly instalment (EMI) and full schedule
- Pay a different amount and the rest of the schedule is re-planned
- Car, home, bank and personal loans, and things bought on instalments
- People ledger: who owes whom, with WhatsApp reminders
Accounts and reports
- Cash, bank, card and mobile wallet accounts with running balances and transfers
- Net worth, where the money went and six months of income against spending
- Filter by dates, account, category or person
- Export to PDF or CSV (Excel)
Privacy
- Works fully offline, with no account or sign-in
- PIN, fingerprint or Windows Hello lock
- Encrypted backup file you can restore on any device
- Any currency, with 1,00,000 or 100,000 number formats; light and dark themes
$2.99, once
A one-time purchase on the Microsoft Store or Google Play. No subscription, no ads, no in-app purchases.
- Platform
- Windows 10 and 11, and Android
- Category
- Finance
- Publisher
- Technocrux, on the Microsoft Store and Google Play
- Legal
- Privacy policy and terms of use
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